Businesses We Serve

What You’ll Find Here:

Here you’ll find the industries that make up the heart of the businesses we serve every day. If your business has a physical storefront and most of your customers pay in person, there’s a very good chance we can work with you. These businesses move through our standard approval process, which means fewer documents, faster decisions, and a quicker path to accepting payments. The categories below are examples, not a complete list, so if you don’t see your exact business type here, we can most likely still support you.

Businesses We Serve - What does that mean?

Businesses that process 70% or more of their sales in person (chip, tap, or swipe) and sell everyday products or services that are eligible for our standard approval process.

Businesses We Serve

Restaurants, Cafés, and Food Service

This category includes sit-down restaurants, quick-service and fast-casual restaurants, coffee shops, and cafés. Because customers pay at the counter or table and receive their order right away, these businesses carry minimal fulfillment and chargeback risk. Eligible for standard approval.

Bakeries, Food Trucks, and Specialty Food Shops

This category includes bakeries, dessert shops, delis, butcher shops, food trucks, and other specialty food sellers. With face-to-face transactions and immediate delivery of goods, these businesses typically present low dispute risk. Eligible for standard approval.

Grocery, Convenience, and Corner Stores

This category includes grocery stores, convenience stores, markets, and corner stores serving everyday customer needs. High in-person transaction volume and low average ticket sizes make these businesses a natural fit for our standard underwriting process. Eligible for standard approval.

Clothing, Shoe, and Accessory Retailers

This category includes clothing stores, boutiques, shoe stores, and accessory retailers operating from a physical storefront. Because customers can see, try on, and take home their purchases at the time of sale, these businesses typically carry low chargeback risk. Eligible for standard approval.

Jewelry Stores

This category includes jewelry stores, watch retailers, and jewelry repair shops that sell primarily in person. While average ticket sizes can be higher, in-store transactions and immediate delivery of goods make these businesses a great fit for Redde. Eligible for standard approval.

Gift Shops and Specialty Retail

This category includes gift shops, card and stationery stores, home décor boutiques, and other specialty retailers. With in-person sales and goods delivered at checkout, these businesses typically present minimal fulfillment or dispute risk. Eligible for standard approval.

Bookstores, Toy, Hobby, and Craft Stores

This category includes bookstores, toy stores, hobby shops, game stores, and arts and crafts retailers. Face-to-face transactions and immediate fulfillment make these businesses a strong fit for standard approval. Eligible for standard approval.

Hardware, Home Goods, and Garden Centers

This category includes hardware stores, home goods retailers, nurseries, and garden centers. Because most purchases are paid for and taken home the same day, these businesses carry low fulfillment risk. Eligible for standard approval.

Florists

This category includes florists and flower shops serving walk-in customers and local events. In-person sales and short fulfillment timelines make these businesses a natural fit for our standard approval process. Eligible for standard approval.

Salons, Barbershops, and Personal Care Services

This category includes hair salons, barbershops, nail salons, day spas, and other personal care providers. Because services are performed and paid for in person, these businesses typically carry minimal dispute risk. Eligible for standard approval.

Fitness Studios and Gyms

This category includes gyms, yoga and pilates studios, martial arts schools, and other fitness facilities. With in-person check-ins and month-to-month or pay-per-visit pricing, these businesses typically qualify for our standard underwriting process. Eligible for standard approval.

Medical, Dental, and Vision Practices

This category includes doctor’s offices, dental practices, chiropractors, optometrists, and other in-office healthcare providers. Because patients pay at the time of their visit for services already received, these businesses present low chargeback risk. Eligible for standard approval.

Veterinary Clinics and Pet Services

This category includes veterinary clinics, pet stores, groomers, and boarding facilities. With services delivered in person and payment collected at the time of service, these businesses typically carry minimal dispute risk. Eligible for standard approval.

Automotive Repair and Services

This category includes auto repair shops, tire and oil change centers, car washes, and auto parts stores. Because customers pay once work is completed or goods are received, these businesses typically present low fulfillment risk. Eligible for standard approval.

Home and Field Services

This category includes plumbers, HVAC technicians, electricians, landscapers, cleaning services, and pest control providers that collect payment on-site when the job is done. Because customers pay for completed work rather than large upfront deposits, these businesses typically qualify for standard approval. Eligible for standard approval.

Dry Cleaners, Laundromats, and Tailors

This category includes dry cleaners, laundromats, alteration shops, and shoe repair businesses. Low ticket sizes and in-person service make these businesses a natural fit for our standard underwriting process. Eligible for standard approval.

Professional Services

This category includes accounting and tax preparation offices, insurance agencies, real estate offices, and other professionals who collect payment in their office. Established client relationships and in-person payment make these businesses a strong fit for standard approval. Eligible for standard approval.

Education, Tutoring, and Childcare

This category includes daycare centers, tutoring centers, music and dance schools, and other in-person learning programs. With services delivered on a regular, ongoing basis and payment collected on-site, these businesses typically carry low dispute risk. Eligible for standard approval.

Family Entertainment and Recreation

This category includes bowling alleys, arcades, mini golf, trampoline parks, and other recreation venues selling same-day admission. Because customers pay on arrival and enjoy the experience right away, these businesses present low fulfillment risk. Eligible for standard approval.

Electronics, Phone, and Computer Repair Shops

This category includes cell phone stores, electronics repair shops, and computer service centers operating from a physical location. In-person transactions and immediate delivery of goods or completed repairs make these businesses a great fit for Redde. Eligible for standard approval.

NOTE: Businesses like these move through our standard approval process, and most applications need little more than a completed merchant application. Many of these businesses also accept payments online, over the phone, or by invoice, and that’s perfectly fine; if more than 30% of your sales are card-not-present, we may simply ask for a few additional details. Some storefront businesses sell products that require extra review, so be sure to check our Restricted Businesses and Prohibited Businesses lists as well. If you have questions about your business type or eligibility, please contact us.